Product 05 / Eleven · Structured Regional Trade Facilitation
In Partnership with The Palladium · EAMSA

CrossBorder™

Enhancing regional cross-border trade through actors’ digital integration. A facilitation layer connecting suppliers in sourcing countries to off-takers in destination countries — on smart contracts, blended finance and the Mazao.Gulio™ platform — for moving grain, pulses and rice across East African corridors at QQC standard.

Cross-Border Trade AfCFTA Smart Contracts Blended Finance QQC Aggregation Dispute Resolution
CROSSBORDER · CORRIDOR● ACTIVE
TZ KE Smart Contract EAMSA SOURCING Tanzania DESTINATION Kenya · Maize · Pulses · Rice Off-takers · Mills · Retail · Processors ·
Physical commodity flow
Digital transaction data
Category
Agritech · Structured Regional Trade
For
Suppliers, Off-takers, Banks, Associations
Corridor
East Africa, Southern Africa, Overseas. · AfCFTA
Partners
The Palladium · EAMSA
[ 01 ] The Gap

Cross-border trade in East Africa leaks at the seams.

A miller in Nairobi cannot verify the supplier in Mbeya. A bank cannot underwrite the contract. A trader pays cash on a verbal price; the off-taker receives a different grade than promised; there is no shared book of truth. CrossBorder™ is the digital integration layer that fixes all three at once — verified actors, smart contracts, traceable goods.

— What CrossBorder™ digitizes
  • Actor profiles & credibility
  • Commodity aggregation at QQC
  • Smart contracts & blended finance
  • Loading, measuring, delivery
  • Dispute resolution & KPIs
[ 02 ] Value Proposition

Two sides of the corridor. One platform.

SSourcing

For suppliers & traders

Financing linkage, inventory management, CRM & customer retention, payment management (reminders, tracking, receipts, integrated fiscal receipts), communication, promotion & campaigns, social-media management, financial reports (P&L, expenses, cash flow) and full traceability — with market linkage into verified destination buyers.

DDestination

For off-takers

Automation, market access, transparency, tracking and KPI monitoring. Verified suppliers from sourcing countries, contract-grade commodities, predictable delivery and a digital book of receipt that satisfies procurement, audit and finance teams.

FFinance

For banks & blended financiers

Trade finance underwritten on verified actor credibility and live trade data. Smart contracts trigger disbursement, milestone payments, and reconciliation — reducing both counterparty risk and the cost of capital for cross-border trade.

AAssociations

For sector associations & arbiters

Convening, advocacy, member onboarding and dispute resolution — with EAMSA as the structural arbiter. Trade data feeds policy advocacy and KPI reporting for the sector at large.

[ 03 ] How CrossBorder™ runs a trade

Nine steps. End to end. Digitally integrated.

The Kilimo Maendeleo Digital Platform sequences every actor and every action of a cross-border trade — from convening and contracting to loading, delivery and dispute resolution.

01 · Sector Associates1a · 1b

Convening & advocacy

  • Traders recruitment events
  • Convening & advocacy
  • Primary-production documentation
02 · Sourcing CountryQQC

Suppliers onboarded

  • Profiling · pitching · signing up
  • Training on the KM platform
  • Commodity aggregation at QQC
03 · Technology SetupIoT

The trade stack, deployed

  • Mazao mobile app & supplier console
  • Thermal Bluetooth printer
  • SMS verification-code module
  • IoT quality-measurement equipment
04 · Destination CountryOff-takers

Buyers onboarded

  • Profiling & online convening
  • Pitching & signing up
  • Training on the KM platform
05 · Smart ContractsBank · Supplier · Buyer

Credible all-the-way-through

  • Credible supplier ↔ off-taker
  • Credible bank in the loop
  • Contracts trigger on milestones
06 · Banks & FinanceBlended

Capital follows the contract

  • Financing & payment arrangements
  • Business-case pitching
  • Triggered disbursement
07 · LogisticsLoading → Delivery

Transporters move the goods

  • Loading & measuring at origin
  • In-transit tracking
  • Delivery to destination
08 · Receipt & KPIsOff-taker console

Proof of receipt, posted

  • Off-taker web console
  • SMS-verified digital receipt
  • KPI visualization for all parties
09 · EAMSAResolution

Disputes resolved structurally

  • Supplier · off-taker · bank
  • Other relevant parties
  • Issues & dispute resolution
[ 04 ] The CrossBorder™ stack

Five components. Field-deployable. Inter-operable.

— 01

Mazao mobile app

Supplier-facing — profiles, listings, aggregation and contract acceptance.

— 02

Web consoles

Dual-side consoles for suppliers and off-takers — trades, receipts, KPIs.

— 03

Thermal BT printer

Printed receipts at the gate — integrated fiscal-receipt support.

— 04

SMS verification

Verification code module on every counter-party action.

— 05

IoT quality kit

Moisture, weight and grading instruments connected to KMDP.

Proof of receipt. Flow of transaction data. Trust at the border.

[ 05 ] Proposed Partners

A consortium. Not a vendor.

CrossBorder™ is co-designed with the actors who already convene East African trade — from sector associations to specialist trade-facilitation partners.

03a · Sector Associations

Tanzania Pulse Network · Rice Council of Tanzania

Convening producers and processors at scale — the membership engine of the corridor.

03b · Sourcing Country

Four trader companies · One bank

Initial supplier cohort and finance partner for the inaugural Tanzania→Kenya rotation.

03c · Destination Country

Six off-taker companies

Verified destination buyers — mills, processors and retail aggregators in Kenya.

— Strategic Partner

The Palladium · EAMSA

Trade facilitation, structural arbitration and dispute resolution. Morningside Office Park, Ngong Road, Nairobi.

04 · Approach

Partnership-led, business-case driven

Digital and physical trade-facilitation business cases run in parallel and converge on the platform.

05 · Revenue Streams

Per-trade fees · Subscription · Catalytic budget

Per-transaction facilitation fees from suppliers and off-takers, plus subscription tiers and a catalytic budget seeded by partners.

[ 06 ] Pairs well with

CrossBorder™ runs on top of the rest of KM360™.

→ 02 · Mazao.Gulio™

Aggregation engine.

The marketplace that supplies CrossBorder™'s container loads.

→ 01 · Vikundi.Digital™

Credible suppliers.

KYC, KYB and traceability that smart contracts can trust.

→ 06 · Jembe.Pesa™

The settlement rail.

Bulk payouts, escrow and bank-grade payment flows.

— Get involved

Run a cross-border pilot with us.

For trade-facilitation partners, banks, sector associations, suppliers and off-takers moving grain, pulses or rice across East African borders.